Simmons First Valuation
| SFNC Stock | USD 21.47 0.31 1.47% |
At this time, the company appears to be undervalued. Simmons First National has a current Real Value of $23.71 per share. The regular price of the company is $21.47. Our model measures the value of Simmons First National from inspecting the company fundamentals such as Current Valuation of 3.02 B, shares owned by insiders of 1.34 %, and Return On Equity of -0.12 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Simmons First's valuation include:
Undervalued
Today
Please note that Simmons First's price fluctuation is very steady at this time. Calculation of the real value of Simmons First National is based on 3 months time horizon. Increasing Simmons First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Simmons First is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Simmons Stock. However, Simmons First's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.47 | Real 23.71 | Target 23.0 | Hype 21.59 | Naive 20.68 |
The real value of Simmons Stock, also known as its intrinsic value, is the underlying worth of Simmons First National Company, which is reflected in its stock price. It is based on Simmons First's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Simmons First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Simmons First National helps investors to forecast how Simmons stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Simmons First more accurately as focusing exclusively on Simmons First's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Simmons First's intrinsic value based on its ongoing forecasts of Simmons First's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Simmons First's closest peers. If more than one evaluation category is relevant for Simmons First we suggest using both methods to arrive at a better estimate.
Simmons First Cash |
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Simmons Revenue by Product
Simmons First Total Value Analysis
Simmons First National is at this time estimated to have valuation of 3.02 B with market capitalization of 3.11 B, debt of 641.35 M, and cash on hands of 680.7 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Simmons First fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.02 B | 3.11 B | 641.35 M | 680.7 M |
Simmons First Investor Information
About 82.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.9. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Simmons First National recorded a loss per share of 3.27. The entity last dividend was issued on the 15th of December 2025. The firm had 2:1 split on the 9th of February 2018. Based on the key indicators related to Simmons First's liquidity, profitability, solvency, and operating efficiency, Simmons First National may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 514.3 M | 489.8 M |
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Simmons First Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Simmons First has an asset utilization ratio of 2.55 percent. This indicates that the Company is making $0.0255 for each dollar of assets. An increasing asset utilization means that Simmons First National is more efficient with each dollar of assets it utilizes for everyday operations.Simmons First Profitability Analysis
Based on Simmons First's profitability indicators, Simmons First National may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Simmons First's ability to earn profits and add value for shareholders.Net Loss | First Reported 1988-03-31 | Previous Quarter -562.8 M | Current Value 78.1 M | Quarterly Volatility 51.9 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.0551 | 0.058 |
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For Simmons First profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Simmons First National to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Simmons First utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Simmons First's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Simmons First over time as well as its relative position and ranking within its peers.
Simmons First Earnings per Share Projection vs Actual
The next projected EPS of Simmons First is estimated to be 0.45 with future projections ranging from a low of 0.45 to a high of 0.5. Simmons First's most recent 12-month trailing earnings per share (EPS TTM) is at -3.27. Please be aware that the consensus of earnings estimates for Simmons First National is based on EPS before non-recurring items and includes expenses related to employee stock options.Simmons First Earnings Estimation Breakdown
The calculation of Simmons First's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Simmons First is estimated to be 0.45 with the future projection ranging from a low of 0.45 to a high of 0.5. Please be aware that this consensus of annual earnings estimates for Simmons First National is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.45 Lowest | Expected EPS | 0.50 Highest |
Simmons First Earnings Projection Consensus
Suppose the current estimates of Simmons First's value are higher than the current market price of the Simmons First stock. In this case, investors may conclude that Simmons First is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Simmons First's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 7 | 88.62% | 0.54 | 0.45 | -3.27 |
Simmons First Ownership Allocation
Simmons First National shows a total of 144.76 Million outstanding shares. The majority of Simmons First National outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Simmons First to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Simmons First National. Please pay attention to any change in the institutional holdings of Simmons First National as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Simmons First Profitability Analysis
The company reported the previous year's revenue of 626.8 M. Net Income was 152.69 M with loss before overhead, payroll, taxes, and interest of (1.31 M).Simmons First Past Distributions to stockholders
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| 1st of October 2025 | ||
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| 1st of April 2025 | ||
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| 1st of October 2024 | ||
| 1st of July 2024 | ||
| 1st of April 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Simmons First's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Simmons First and how it compares across the competition.
About Simmons First Valuation
The stock valuation mechanism determines Simmons First's current worth on a weekly basis. Our valuation model uses a comparative analysis of Simmons First. We calculate exposure to Simmons First's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Simmons First's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 36.4 M | 34.5 M | |
| Pretax Profit Margin | (0.84) | (0.80) | |
| Operating Profit Margin | (0.84) | (0.80) | |
| Net Loss | (0.63) | (0.60) | |
| Gross Profit Margin | 0.06 | 0.06 |
Simmons First Quarterly Retained Earnings |
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A single share of Simmons First represents a small ownership stake in the entity. As a stockholder of Simmons, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Simmons First Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about (115.2 M). In addition to that, Dividend Yield is expected to decline to 0.03. At present, Simmons First's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 0.02, whereas Earning Assets are forecasted to decline to about 2.9 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -121.3 M | -115.2 M | |
| Dividend Yield | 0.05 | 0.03 | |
| Dividend Payout Ratio | (0.31) | (0.29) | |
| Dividend Paid And Capex Coverage Ratio | 3.24 | 2.49 |
There are various types of dividends Simmons First can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Simmons shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Simmons First National directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Simmons pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Simmons First by the value of the dividends paid out.
Simmons First Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 134.7 M | |
| Quarterly Earnings Growth Y O Y | 0.428 |
Simmons First Current Valuation Indicators
Valuation refers to the process of determining the present value of Simmons First National and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Simmons we look at many different elements of the entity such as Simmons's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Simmons First, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Simmons First's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Simmons First's worth.Complementary Tools for Simmons Stock analysis
When running Simmons First's price analysis, check to measure Simmons First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Simmons First is operating at the current time. Most of Simmons First's value examination focuses on studying past and present price action to predict the probability of Simmons First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Simmons First's price. Additionally, you may evaluate how the addition of Simmons First to your portfolios can decrease your overall portfolio volatility.
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